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    Assuming a Mortgage: What To Know

    By Timothy Schutte | November 30, 2022

      Assumable mortgages are a great tool to avoid today’s high interest rates. Have you heard about assumable mortgages? Today, I spoke with J.C. Diaz of American Pacific Mortgage, and he broke down what they are and what they could mean for you. Assumable mortgages have been coming up in discussion recently, primarily due to... Read More

    2-1 Buydowns in a Nutshell

    By Timothy Schutte | November 17, 2022

      You can get into a house at a lower rate with a 2-1 buydown. Have you ever heard of a 2-1 buydown? They are becoming increasingly common lately, so I’m here today to make sure you’re informed. To bring in an expert, I recently spoke with J.C. Diaz from American Pacific Mortgage. This information... Read More

    What’s Going On With Investors in Our Market?

    By Timothy Schutte | October 3, 2022

      Here’s why investors are flooding the housing market across the country. Recently, an article claimed investors are pushing up prices of homes across the country because of the sheer number of properties they’re buying. There’s a few reasons this article believes this is happening. One explanation is that buying real estate is becoming a... Read More

    Are Investors Driving Up Housing Prices?

    By Timothy Schutte | August 23, 2022

      Are investors the reason why house prices continue to rise everywhere? A recently published article said investors are pushing up the prices of homes across the country because of the sheer number of properties they’re buying. They’re saying this because they believe there’s a trend of new investors coming into the market and buying... Read More

    Removing Your Private Mortgage Insurance

    By Timothy Schutte | July 22, 2022

    What is private mortgage insurance (PMI)? Essentially, PMI makes up the difference between your loan amount and an 80% loan-to-value ratio. Lenders require you to have it once you go beyond this percentage. If you want to cancel your PMI, you can refinance once you have the required equity. However, this is not the ideal... Read More

    Are Rents Going Up in Des Moines?

    By Timothy Schutte | July 1, 2022

    Here’s what you need to know about rent prices in Des Moines. Read More

    What’s Been Happening in Our Market?

    By Timothy Schutte | June 14, 2022

    The latest numbers and stats from our local real estate market. If you’re paying attention to the news, you’ve probably heard that things are changing. Inflation is still climbing, and gas prices are at an all-time high. A lot is going on, so I want to update you on the real estate market. Many people... Read More

    Converting Equity into Retirement Savings

    By Timothy Schutte | May 23, 2022

    How to harness your home’s equity to create a stable retirement plan. Did you know that the equity in people’s homes rose faster last year than most people’s yearly wages? The amount of home equity in the United States is at an all-time high, and we’ll continue to see it rise because inflation only pushes... Read More

    How You Can Protect Yourself From Inflation

    By Timothy Schutte | April 28, 2022

    What’s happening with inflation, and how does it affect real estate? First, what is inflation? Essentially, inflation is the devaluation of the U.S. dollar. As prices increase, the dollars you have in your pocket today won’t be worth as much as they were yesterday. Because inflation affects currency, it impacts every aspect of our economy.... Read More

    A Conversation About Our Rising Rates

    By Timothy Schutte | March 3, 2022

    Today I’m joined by J.C. Diaz from American Pacific Mortgage. We wanted to talk about what we expect interest rates to do this year and how that affects you. Where were rates in December, and where are they now? “As you may know, interest rates have crept up a bit. It’s a new year, and... Read More


Bob Darr helped my wife and myself at a time I was having health problems, he kept us informed about our best possibilities, and worked at finding the best deal for both parties involved. He also went out of his way to make it easier on me to get things signed. I would not hesitate to contact Bob again. 
Went out of his way!