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Answering the Most Common Mortgage Lender Questions

 Lenders like Jean Diaz hear a lot of the same questions. Here are the answers to two of the most common.

I’m excited to be joined by Jean Diaz of Movement Mortgage to answer a couple of the most common lender questions from homebuyers:

What do I need to get pre-approved? You’ll need documents such as your paystubs, bank statements, W-2s, and tax returns. The lender will then collect the information and submit it to the underwriter, who ultimately gives the OK. All of this is done before a home search even begins.

What does a pre-approval do for a buyer? It allows you to gauge your purchasing power, and it allows you to show a home seller that you’re serious about buying. 

A pre-approval allows you to gauge your purchasing power.

If you have any other mortgage-related questions for Jean, go ahead and give him a call at (515) 451-0736. 

If you have any real estate questions for me, feel free to reach out via phone or email. I look forward to hearing from you soon.

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Testimonials

Bought a Single Family home in 2019 in West Des Moines, IA. Tim helped my wife and I find our first home back in 2009. He got to know us and figured out what we were looking for, and he found the perfect house for us. Over the next few years he helped us buy an apartment building and two other houses, and last year when we decided to sell one of the houses  he made the selling process easy and fast. The things I like best about working with Tim are his deep understanding of both the local hou…
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