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Answering the Most Common Mortgage Lender Questions

 Lenders like Jean Diaz hear a lot of the same questions. Here are the answers to two of the most common.

I’m excited to be joined by Jean Diaz of Movement Mortgage to answer a couple of the most common lender questions from homebuyers:

What do I need to get pre-approved? You’ll need documents such as your paystubs, bank statements, W-2s, and tax returns. The lender will then collect the information and submit it to the underwriter, who ultimately gives the OK. All of this is done before a home search even begins.

What does a pre-approval do for a buyer? It allows you to gauge your purchasing power, and it allows you to show a home seller that you’re serious about buying. 

A pre-approval allows you to gauge your purchasing power.

If you have any other mortgage-related questions for Jean, go ahead and give him a call at (515) 451-0736. 

If you have any real estate questions for me, feel free to reach out via phone or email. I look forward to hearing from you soon.

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Spent over a year looking at properties with Tim as my buyers agent. Tim was a great educator on the home buying process. Tim was willing to meet at my convenience. He made me a priority, and let me work through my indecisiveness, without being pushy or impatient. Best part was that you could get a hold of him if not immediately, within an hour or two. After I purchased a property, he continued to…

Kyle Pedersen