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    What Really Happened in 2022’s Housing Market

    By Timothy Schutte | January 17, 2023

    A summary of the 2022 market stats and how they affect where we are now. Read More

    Selling Your Home vs. Keeping It As a Rental

    By Timothy Schutte | December 21, 2022

      Should you sell your primary residence or turn it into a rental property? If you’ve been paying attention to the news, you know that inflation is high and the cost of living is increasing almost everywhere. At the same time, home values are increasing, and property taxes are rising with them. If you want... Read More

    Our Christmas Message to You

    By Timothy Schutte | December 13, 2022

      Our team wants to wish you and yours a very merry Christmas. Merry Christmas! We hope you and your family have a wonderful holiday.  We just wanted to take a moment to thank you for your continued support throughout the years. We wouldn’t be where we are today without your help! It truly brings... Read More

    Assuming a Mortgage: What To Know

    By Timothy Schutte | November 30, 2022

      Assumable mortgages are a great tool to avoid today’s high interest rates. Have you heard about assumable mortgages? Today, I spoke with J.C. Diaz of American Pacific Mortgage, and he broke down what they are and what they could mean for you. Assumable mortgages have been coming up in discussion recently, primarily due to... Read More

    2-1 Buydowns in a Nutshell

    By Timothy Schutte | November 17, 2022

      You can get into a house at a lower rate with a 2-1 buydown. Have you ever heard of a 2-1 buydown? They are becoming increasingly common lately, so I’m here today to make sure you’re informed. To bring in an expert, I recently spoke with J.C. Diaz from American Pacific Mortgage. This information... Read More

    What’s Going On With Investors in Our Market?

    By Timothy Schutte | October 3, 2022

      Here’s why investors are flooding the housing market across the country. Recently, an article claimed investors are pushing up prices of homes across the country because of the sheer number of properties they’re buying. There’s a few reasons this article believes this is happening. One explanation is that buying real estate is becoming a... Read More

    Are Investors Driving Up Housing Prices?

    By Timothy Schutte | August 23, 2022

      Are investors the reason why house prices continue to rise everywhere? A recently published article said investors are pushing up the prices of homes across the country because of the sheer number of properties they’re buying. They’re saying this because they believe there’s a trend of new investors coming into the market and buying... Read More

    Removing Your Private Mortgage Insurance

    By Timothy Schutte | July 22, 2022

    What is private mortgage insurance (PMI)? Essentially, PMI makes up the difference between your loan amount and an 80% loan-to-value ratio. Lenders require you to have it once you go beyond this percentage. If you want to cancel your PMI, you can refinance once you have the required equity. However, this is not the ideal... Read More

    Are Rents Going Up in Des Moines?

    By Timothy Schutte | July 1, 2022

    Here’s what you need to know about rent prices in Des Moines. Read More

    What’s Been Happening in Our Market?

    By Timothy Schutte | June 14, 2022

    The latest numbers and stats from our local real estate market. If you’re paying attention to the news, you’ve probably heard that things are changing. Inflation is still climbing, and gas prices are at an all-time high. A lot is going on, so I want to update you on the real estate market. Many people... Read More

Testimonials

Selling a home is stressful under the best of circumstances, but selling a home while relocating a thousand miles away in the midst of a global pandemic could be a receipe for headaches and heartburn. I am so thankful that I listed my home with Brandy Underberg because she made the whole process virtually effortless. Superb advice on listing price, staging and once the offer came in, she handled all of the details in a top notch professional manner. If you are looking for a realtor who knocks it…
Jane Schliesman